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new homeowners

5 Simple Ways to Come Up with a Home Down Payment

Every American dream includes becoming a homeowner one day, but costly down payments on houses make it a pipe dream for many. Lenders usually ask for as much as 20% down payment of the price of a home. If you pay less than that, you risk being put under private mortgage insurance (PMI). This protects

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3 Strategies to Make your Retirement Money Last

Money issues are the biggest concerns for retirees whose consistent income stream may be limited. All that you have and all that you live off from is the money you earned from retirement. But with healthcare expenses growing bigger each day and other factors getting in the way, going broke is a huge fear that

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Effective Methods to Improve Worker Safety in Construction Zones

Construction had the most workplace fatalities than any other industry in 2018 with over 199 employee deaths, according to the Association of Workers’ Compensation Boards of Canada. As such, worker safety should be your number one priority for your projects. Here are ways you can minimize hazards in your construction site. Training One of the best

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Ways to Tidy Up Your Home Office

With a fast Internet connection and a computer, you can work independently in the comfort of your own home. However, it also means that it is your sole responsibility to set up your workspace and keep it organised. Regardless of the size of your business, you can benefit from having a clean and welcoming home

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Make It a Habit to Connect with Loved Ones

The first month of the new year is almost done, so it’s a good time to assess the progress of your resolutions. If you’re working in a different time zone, far from home, you probably have “reconnect with loved ones” as one of your resolutions. Perhaps by now, you’ve already made significant progress since connecting

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Coping with Grief: How to Move On After Losing a Loved One

Losing a loved one is never easy. The way the person passed away doesn’t matter. Friends and family who were left behind will still feel strong emotions, such as grief, anger, or defeat. It will feel like the world has ended or that you lost another reason to go on with your life. Moving forward

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Your Personal Finances Impacts your Business Startup

A business startup is not for the weak of heart and it is definitely not for those whose personal finances are in a limbo. For a business to be promising, it must take after an ideal financial model. If you can’t be good in handling your personal money, or staying on top of your personal

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Quarrel Settlement: How to Handle and Avoid Neighbourhood Disputes

If you live in a well-populated area, then there might be a chance that you’ll encounter neighbours who can be considered a nuisance to you and the community. In fact, there are no perfect localities. Your neighbours may be those who party almost every night or they may simply have their pet dog defecating or

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Do You Drive or Commute to Work?

Every day, millions of people take to the street to either drive to work or take public transportation. If you’re lucky enough to live a stone’s throw away from your workplace, then all you have to do is to walk. Unfortunately, not all of us can live in the city center where most jobs are

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The past few months have been tough on everyone as the world copes with a new

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